Refinance 

Making adjustments to your investment? Give us a call and find out how we can help you navigate the process of refinancing your mortgage.

Nest Refinancing Package :

Refinancing from one bank to another on one property $1,090.00

Your bespoke Refinancing Package includes:

  • Receiving your instructions and documentation for your new lender.

  • Obtaining Anti Money Laundering (AML) documentation from you.

  • Searching your title and interests as required by your new lender, and PPSR search.

  • Advising your existing mortgagee of the discharge request.

  • Checking of your local authorities rates as required by your lender.

  • Discussions with you regarding the bank’s requirements and confirmation of disclosure.

  • Preparing the legal documents for the discharge of mortgage and registration of new mortgage.

  • Meeting with you to sign and execute documents.

  • Attending to the refinance including the discharge and registration of documents with Land Information New Zealand (LINZ).

  • Reporting to you and your new lender, including a copy of your amended record of title.

Package additions:

Due to some bank’s requirements there is an additional charge of $230.00 payable for lending with ANZ, SBS and Westpac Banks (some smaller banks may also have these requirements).

From time to time we may need to charge non-standard transaction fees. Rest assured, we will discuss these with you and obtain your instructions prior to proceeding. Non-standard transactions may include situations such as: more than one mortgage to discharge, or more than one secured property, or if there are entities, such as a trust or a limited company involved.